FIRE Calculator

See how your savings and spending could shape your path to financial independence.

Inputs

Current Portfolio

Monthly Investment

Annual Spend in Retirement

Use expenses from last budget analysis

Conservative mode (-2% return, +1% inflation)

Expected Annual Return

Inflation Assumption

Withdrawal Rate

Projection Horizon

Awaiting Analysis

Adjust your assumptions and click "Run Analysis" to see your FIRE projection.

Official Sources

FIRE projections are educational and sensitive to market returns, inflation, and withdrawal assumptions. These federal references support retirement-planning context.

SEC Investor.gov: Compound Interest CalculatorFederal investor education for compound growth assumptions.TSP.gov: Contribution LimitsOfficial contribution-limit reference for service members using TSP as part of FIRE planning.