Rent vs. Buy Calculator

Compare the cost of renting and buying across your expected time at a duty station.

Adjust the values to match your situation.

PCS Timeline (Years at Station)

Estimated Monthly Rent

Prospective Home Price

Interest Rate (%)

Home Appreciation (%/yr)

Rent Inflation (%/yr)

Purchase Closing Costs (%)

Down Payment

($0)

Property Tax Rate (%/yr)

Home Insurance ($/yr)

HOA ($/mo)

Contingency Buffer

The model is a planning estimate. These official references anchor housing and mortgage assumptions users should verify before buying.