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Guides, deep dives, and articles to master your military benefits and finances.

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From 20 Percent APR to Financial Firepower: Smart Credit and Debt Strategy for Service Members
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From 20 Percent APR to Financial Firepower: Smart Credit and Debt Strategy for Service Members

High interest debt is one of the fastest ways to neutralize the advantage of military pay, tax free allowances, and benefits, yet it is also one of the most controllable risks in a military household.

TRICARE & COLA Updates, Newsletter Week: October 2026
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TRICARE & COLA Updates, Newsletter Week: October 2026

This week, the 2026 NDAA expands TRICARE travel benefits and implements a 2.8% COLA for veterans, requiring households to re-evaluate healthcare and disability planning.

Pay & BAH Boost, Newsletter Week: September 2026
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Pay & BAH Boost, Newsletter Week: September 2026

Service members will see meaningful increases in key compensation elements for 2026 as basic pay, BAH, and COLA all rise. Reviewing your LES, housing choices, and tax strategies now will ensure you benefit fully.

Military Pay Reality, Newsletter Week: August 2026
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Military Pay Reality, Newsletter Week: August 2026

A notable pay raise, higher housing allowances, and new IRS limits offer opportunities, but lingering effects from the 2025 shutdown require careful planning.

August 2024 Edition, Newsletter Week: August 2024
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August 2024 Edition, Newsletter Week: August 2024

A review of the AI Sidebar, a spotlight on Tuition Assistance, and quick wins for the month.

The Definitive Guide to U.S. Military Benefits
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The Definitive Guide to U.S. Military Benefits

A practical, plain-English playbook for servicemembers, officers, and families covering pay, housing, healthcare, retirement, education, and more.

New Officer's Personal Finance Guide
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New Officer's Personal Finance Guide

The essential step-by-step playbook for new officers to build a strong financial foundation from day one, covering everything from reading your LES to your first investments.

All-In Pay Deep Dive
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All-In Pay Deep Dive

A comprehensive, plain-English guide to understanding every part of your military paycheck, from base pay to allowances and special pays.

TSP & Retirement Deep Dive
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TSP & Retirement Deep Dive

Your complete guide to the Thrift Savings Plan (TSP) and the Blended (BRS) vs. Legacy 'High-3' military retirement systems.

Housing & VA Loan Deep Dive
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Housing & VA Loan Deep Dive

The ultimate guide to your military housing benefits and the powerful VA Home Loan program, your path to homeownership.

Top Military Discounts Deep Dive
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Top Military Discounts Deep Dive

A comprehensive guide to the best discounts and perks available to service members, veterans, and their families, from retail and travel to software and subscriptions.

Education Funding Deep Dive
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Education Funding Deep Dive

Your guide to paying for college, certifications, and licenses with powerful military education benefits like the Post-9/11 GI Bill and Tuition Assistance.

Credit & Banking Deep Dive
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Credit & Banking Deep Dive

Understand the powerful financial protections afforded to you under federal laws like the SCRA and MLA, and learn about military-friendly banking options.

Insurance & Medical Deep Dive
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Insurance & Medical Deep Dive

A plain-English guide to TRICARE, SGLI, and your other key military insurance benefits to ensure your health and family are protected.

Taxes & Family Benefits Deep Dive
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Taxes & Family Benefits Deep Dive

Leverage military-specific tax advantages and understand key family support programs like childcare and spouse education benefits.

Guard & Reserve Benefits Deep Dive
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Guard & Reserve Benefits Deep Dive

Your guide to the unique pay, healthcare, and retirement benefits of part-time service, including drill pay, TRICARE Reserve Select, and the points-based pension.

ROTC & Service Academy Guide
GUIDE
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ROTC & Service Academy Guide

Your financial guide from cadet and candidate to commissioning, covering ROTC scholarships, service academy pay, and critical first steps as a new officer.

Pay & Allowances Database
DATABASE
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Pay & Allowances Database

An interactive database of Base Pay, BAH, BAS, and other entitlements for all paygrades and major U.S. military installations.